Prosperity Bancshares

Prosperity Bancshares, Inc. is the holding company of Prosperity Bank, a regional financial holding company with $38.33 billion in total assets. Founded in 1983 and headquartered in Houston, Texas, the company conducts community banking across Texas and Oklahoma through 283 banking centres, complemented by digital channels. Its business spans personal and business deposit products, lending, credit and debit cards, mortgage services, retail brokerage, trust and wealth management, and treasury management for business customers.

As a regulated financial holding company operating across two states and through a broad range of consumer and commercial financial products, the firm works within a framework governing deposit-taking, lending, securities and brokerage activity, mortgage origination, and trust and wealth management services. Its stated emphasis on the highest level of security for customer information and financial records reflects the information security and data protection requirements that accompany its digital banking and financial services technology operations.

The company describes its approach as community banking: taking care of customers, businesses, and the communities it serves, and building genuine relationships through personal service delivered with accuracy. Financial solutions are intended to simplify everyday needs, with positive customer experiences sought across both in-person and digital touchpoints. By 2024 the company had been in operation for approximately 41 years.