Credem

Credem is an Italian banking group headquartered in Reggio Emilia. It serves individuals, families, businesses and professionals with current accounts and everyday banking, lending and mortgages, payment cards, savings and investments, and insurance and pension services. Through companies within the group, it also offers private banking.

For corporate customers, Credem provides current accounts, payments and collection services, financing, leasing, factoring and international banking. The group's stated purpose is to support customers' financial and wider wellbeing, and it aims to create sustainable value for people, shareholders and the community.

Technology forms part of the group's service development. Its technical work covers online banking, digital banking tools, mobile banking and financial technology innovation. The group describes its approach as combining personal service with practical digital tools, and it treats innovation as part of how it develops and improves services, collaborating with universities, start-ups and other partners.

Credem's operations are in Italy, where it is headquartered in Reggio Emilia.