UMB Financial Corporation

UMB Financial Corporation is a financial services company founded in 1913 and headquartered in Kansas City, Missouri. Operating through UMB Bank, it combines the personalised service of a community bank with the capabilities of a larger institution, and has grown to a national presence across the United States while maintaining more than 110 years of continuous operation.

The firm's business spans four areas. Personal Banking covers consumer services delivered on a community-bank model. Business Banking offers solutions tailored to the needs and priorities of companies. Wealth Management provides advisory and wealth management services. Institutional Services serves institutional clients. The company operates in the banking, financial services and wealth management sectors.

UMB describes its culture as grounded in integrity, trust and doing what is right, with an explicit commitment to staying small in character as the business grows. Its structure is flat, and employees - referred to as associates - are positioned as advisors, consultants, problem solvers and community members rather than purely transactional staff. Average associate tenure stands at 8.15 years, close to double the industry average, which the company attributes to an entrepreneurial, service-oriented and mutually invested workforce.