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Synchrony Financial

Synchrony Financial is a US consumer financial services company offering financing solutions and digitally-enabled payment products through brand partnerships, plus FDIC-insured deposits via Synchrony Bank.

Synchrony Financial is a consumer financial services company listed on the New York Stock Exchange as NYSE: SYF. It provides flexible financing solutions and digitally-enabled payment products to millions of American consumers through partnerships with hundreds of the country's most iconic brands. The company reports more than $180 billion in sales financed through those partnerships and over 80 years of experience in the sector. Its operations are concentrated in the United States.

Synchrony Bank, the company's award-winning digital bank, offers FDIC-insured savings products, money market accounts and certificates of deposit, as well as premium credit solutions with no annual fee. Alongside deposit-taking, Synchrony runs consumer financing programmes covering products and services in health, home, auto and retail categories. Its technical work spans digital banking technology, payment technology, digital financial products and consumer credit and financing platforms, forming what the company describes as one of the industry's most complete digitally-enabled consumer financial product suites.

The company's partnership base spans verticals including home improvement, healthcare, automotive, flooring, jewelry and retail. Synchrony states that it aims to create financial and technology solutions that move customers and partners toward their goals on their own terms, and positions itself at the heart of American commerce and opportunity.

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