PKO Bank Polski

PKO Bank Polski is Poland's largest bank and one of the leading financial institutions in Central and Eastern Europe. Founded in 1919, it has more than a century of banking history and provides services to both individual and corporate customers, spanning retail banking, corporate banking and broader financial services.

The bank's standing rests on scale and capital strength. It ranked as the fourth most capital-secure bank in Europe in the European Banking Authority's 2025 stress tests. Its operations extend beyond Poland to Germany, the Czech Republic, Romania and Slovakia, supporting corporate clients across the Central and Eastern European region as well as the financial goals of individual customers.

Alongside its established franchise, PKO Bank Polski invests in digital banking technology, financial technology and cybersecurity. Its flagship product, IKO, is an award-winning mobile banking application designed to make banking accessible anywhere and at any time. The institution combines deep market knowledge with a stated commitment to technological innovation and the personal touch in customer relationships.

The bank describes its priorities as security, innovation and sustainable growth, alongside responsibility toward the communities it serves and responsible investment in modern technologies.