Capital One

Capital One is a diversified financial services and technology company providing credit cards, auto loans, banking, and commercial solutions. The credit card business, its original pioneering line, sits alongside consumer banking and digital banking experiences, automotive financing, and financial solutions for commercial customers. The company describes itself as an information-based technology company first and a bank second, and states a mission to change banking through technology and data.

The firm employs over 50,000 associates across the United States and multiple continents, and is founder-led by Chairman and CEO Richard Fairbank. It was one of the first large enterprises to move all-in on the public cloud, and works across cloud computing, data management, data science, artificial intelligence, cybersecurity, and software engineering. In 2022 it launched Capital One Software, a software business helping other companies address cloud and data management challenges.

Capital One combines financial expertise with technology capability, and reports investing in engineering, data science, cybersecurity, and AI. Its stated approach is data-driven decision making, with collaborative teams working across continents and a customer-first mindset in product development.